First Genesis of Virginia AN OFFICE OF METLIFE FINANCIAL SERVICES Kenneth J. Royster Senior Financial Planner Metlife Securities, Inc. 142 W. York Street, Suite 214, Norfolk, VA 23510 Office: (757) 627-6603/Fax: (757) 623-0997 E-Mail: Kroyster@MetLife.com Website: www.firstgenesisva.metlife.com

• Leaders’ Conference Qualifier
• President’s Conference Qualifier
• National Sales Achievement Awards
• National Quality Awards
• Top Producer Virginia Beach Agency, 1997 / First Genesis Group Agency, 2000
• Past President, 2000 - 2001
• Portsmouth, Chesapeake, Suffolk Association of Insurance and Financial Advisors
• Certified Life Underwriter Training Council Course Instructor
• American College, Bryn Mawr, PA
• NASD Registered Representative of Metropolitan Life Insurance Company and Metlife Securities, Inc.
• Qualifying Member - Million Dollar Round Table (MDRT)
• Member of Society of Financial Services Professionals (SFSP)
• Chartered Financial Consultant (ChFC) - American College, Bryn Mawr, PA
• Chartered Life Underwriter (CLU) – American College, Bryn Mawr, PA
• Nominee for Financial Planner of the Year 2001

Ken offers 17 years of successful sales, in-depth experience and training in financial services and insurance. He is committed to professionalism, excellence, continuing education, and client satisfaction.

Presentations – Has presented, over the last two years, more than twenty workshops including the 2000-2001 Blacks in Government National Training Conference.

Supplemental Information
Honorable Discharge, U. S. Army, 1983
Volunteer, United Way of South Hampton Roads, Fund Distribution Panel and Minority Advisory Committee
Board Member, Baptist General Convention of Virginia Foundation
Member, Third Baptist Church, Portsmouth, Virginia
Board Member, Norfolk State University Athletic Foundation
Married to Patricia Royster with two children, Danica Jovanni and Kenyatta JenaeInvestment Advisory Services offered by MetLife Securities, One Madison Avenue, New York NY 10010
Metropolitan Life Insurance Company, one Madison Avenue, New York, N.Y. 10010

L0203FQOD(exp0206)(VA,NC,GA,NY)MLIC-LD

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WAUGH ENTERPRISES, INC.
3210 Brinkley Road
P.O. Box 299
Temple Hills, MD 20757-0299

(301) 894-3555

"Quality Service for Less"

Executive Message
Waugh Enterprises, inc. (WE, Inc.) is a Maryland Corporation providing copier service, supplies, copiers, facsimiles and photocopying services to clients in the Government and private sector. As the founders of WE, Inc. we are committed to quality services. With over fifty years of experience to make WE, Inc. successful.

Our specialty is repairing and maintaining copier equipment. We pride ourselves on "Quality Service for Less."

To augment our management and technical experience, we have taken care in hiring a staff of highly trained and qualified administrative and technical personnel to handle the operations of the corporation. The Permanent management and professional staff at WE, Inc. have extensive experience in performing similar jobs for agencies of the Federal Government, private industry, institutions of higher education, churches, and schools.

The primary business objective of the corporation is to provide high quality products and services in the areas of Copier Service and Repair, Copier Equipment, Facsimile Supplies, Photocopying and Duplicating services, and Office Supplies. Our previous experience amply qualifies us to provide these services to our clients.

We look forward to serving our clients and will continue to make every effort to improve our products and services.

Corporate Profile
Waugh Enterprises Inc. has structured its products and services around the xerographic service and management skills acquired by its executive management staff while performing similar jobs for the Government and in private sector corporations.

The staff at WE, Inc. is committed to excellence in servicing clients in the following product and server areas: 

• Maintenance/Repair of copiers and facsimiles
• Copier and facsimile Equipment and Accessories
• Copier and facsimile Supplies, Including Paper
• Duplicating, Photocopying and Binding Services
• Office Supplies

 We routinely provide these products and services in an efficient and professional manner. Please contact a representative of WE, Inc. for additional information.